As you may know, the Affordable Care Act (ACA or “Obamacare”) requires individuals to have health insurance as of 2015. For instructions on how to handle the reporting of this requirement, please refer to this document:

Explanation of 1095 Reporting

Answers to the following FAQs are provided in the above "Explanation of 1095 Reporting" document 
-What do I put on my tax return? (Hint: you do NOT need the form to file your taxes!)
-What information about my coverage will I receive? 
-How will I know if I owe a tax penalty?
-What if my dependents or I had other coverage?
-When will I receive the forms?

Please contact benefits@essex.com with any questions you may have.